Zakat Calculator Singapore: Savings, Gold, Shares and Fitrah
MUIS nisab for October 2026: the value of 86 grams of gold. MUIS updates it every month on zakat.sg.
Savings
Bank and savings accounts. Zakat is 2.5% of the lowest balance held during your haul (one Hijri year, 355 days).
With several accounts, use the lowest combined balance at one point in time, not the lowest of each account added up.
Gold not for wearing
Gold bars, bullion and jewellery kept as an investment. Zakat is due when the total reaches the nisab of 86 grams.
Implied by the nisab (nisab ÷ 86 g). Edit for today's price.
Shares and investments
Stocks, ETFs, unit trusts and REITs. Zakat is 2.5% of the market value at the end of your haul or the financial year.
Zakat on wealth due
S$625.00
Savings
S$25,000 lowest balance, at or above nisab
Gold
Nothing entered
Shares and investments
Nothing entered
Pay through MUIS at zakat.sg, a mosque, or a MUIS-appointed amil.
Zakat fitrah for Ramadan 2026
Paid for every member of the household before the Hari Raya Aidilfitri prayer. MUIS rates for Ramadan 1447H.
Zakat fitrah for your household
S$20.00
- Fidyah (per day missed)
- S$4.00
- Nisab basisMUIS publishes the Singapore dollar value monthly86 g of gold
- Rate on savings, gold and shares2.5%
- Gold worn as jewelleryZakat applies only if a piece meets this uruf (MUIS fatwa, 9 June 2011)860 g per piece
This calculator follows the methods MUIS publishes on zakat.sg and, like those guides, checks each type of wealth against the nisab separately. For zakat on insurance, business or other assets, or if your situation is not straightforward, please check with MUIS (6359 1199) or an asatizah.
How this works
Zakat on wealth is due when what you own reaches the nisab and you have held it for a haul of one Hijri year (355 days). MUIS sets the nisab each month as the value of 86 grams of gold; for October 2026 it is S$15,584. The nisab field is editable, so you can use the figure for the month your haul ends, from zakat.sg.
Following the MUIS guides: zakat on savings is 2.5% of the lowest balance held during the haul (for several accounts, the lowest combined balance at a single point in time). Zakat on gold not worn (bars, bullion, investment jewellery) is 2.5% of its value when the total reaches 86 grams; jewellery worn is only zakatable if a piece reaches the uruf of 860 grams. Zakat on shares, ETFs, unit trusts and REITs is 2.5% of their market value at the end of the haul or financial year.
Zakat fitrah for Ramadan 1447H (2026) is S$5.00 per person at the normal rate or S$8.00 at the higher rate, as announced by MUIS on 16 February 2026. Fidyah is S$4.00 per day from 1 Syawal 1447H.
FAQs
What is the nisab for zakat in Singapore now?
The MUIS nisab for October 2026 is S$15,584, the value of 86 grams of gold. It changes every month with the gold price: it was S$15,902 in September 2026 and S$17,989 in March 2026.
How much zakat do I pay on S$25,000 of savings?
If your lowest balance over the full haul was S$25,000 and never fell below the nisab, zakat is 2.5% of S$25,000, which is S$625. If the balance dipped below the nisab during the year, the haul restarts and nothing is due yet.
How much is zakat fitrah in 2026?
MUIS set zakat fitrah for Ramadan 1447H (2026) at S$5.00 per person at the normal rate and S$8.00 at the higher rate. A household of four pays S$20.00 at the normal rate.
Do I pay zakat on gold jewellery I wear?
Only if a single piece reaches the uruf of 860 grams, according to the MUIS fatwa of 9 June 2011. Gold kept as an investment is zakatable at 2.5% of its value once the total reaches 86 grams.
How is zakat on shares calculated?
Zakat on shares is 2.5% of the market value of your shares, ETFs, unit trusts or REITs at the end of the haul (or the companies' financial year end), if the total is at or above the nisab. S$40,000 of shares means S$1,000 of zakat.