Workfare Calculator: How Much Workfare Income Supplement Will You Get?

Free · No sign-up · Updated October 2026

Estimate your 2026 Workfare Income Supplement by age and monthly income, for employees, self-employed and platform workers, using CPF Board's official formula.

How do you earn?

Paid monthly: 40% cash, 60% into your CPF.

Year of birth

Age 45 in 2026: 45-59 band

Gross monthly income

Must be S$500 to S$3,000.

Monthly Workfare by income, age 45-59

The payout is highest for incomes of S$1,700 to S$2,300 and tapers to zero above S$3,000.

Eligibility

All must be true. Your home's annual value and property count are checked as at 31 December 2025.

I am a Singapore citizenMy home's annual value is S$21,000 or lessAll HDB flats meet this. Check private property on myTax Portal.I (with my spouse) own at most one propertyI am single, or my spouse's assessable income was S$70,000 or lessBased on the Year of Assessment before the work year.I have a disabilityPersons with disabilities qualify at any age and get the 60-and-above amounts.

For work done in a month, the cash is paid to your bank account by the end of the second month after (January work is paid by end March). Your average gross monthly income over the past 12 months must also be S$3,000 or less.

Workfare for each month you work

S$350

Up to S$4,200 if you work every month of 2026.

Cash 40%
CPF 60%

Cash, per month: S$140
CPF, per month: S$210
Maximum for your age, per year: S$4,200

How this works

Workfare Income Supplement (WIS) tops up the pay of lower-wage Singapore citizens aged 30 and above (age at 31 December of the work year), or persons with disabilities of any age. For Work Year 2026, employees qualify in any month their gross income is S$500 to S$3,000, as long as their average over the past 12 months is S$3,000 or less. The home must have an annual value of S$21,000 or less, you (and your spouse) may own at most one property, and a spouse's assessable income must be S$70,000 or less.

The payout follows CPF Board's Work Year 2026 formula: it rises with income from S$500, is highest between S$1,700 and S$2,300, and tapers to zero at S$3,000. The maximum is S$2,450 a year for ages 30 to 34, S$3,500 for 35 to 44, S$4,200 for 45 to 59 and S$4,900 for 60 and above. Employees get 40% in cash and 60% in CPF.

Self-employed persons and platform workers get two-thirds of the employee amount (up to S$1,633, S$2,333, S$2,800 and S$3,267 a year by age band), paid 10% in cash and 90% into MediSave. Self-employed Workfare is paid once a year after net trade income is declared and MediSave contributions are paid; we multiply the monthly figure by 12 as an estimate.

FAQs

How much Workfare will I get earning S$1,800 a month?

An employee aged 45 to 59 earning S$1,800 a month gets S$350 a month of Workfare in 2026: S$140 in cash and S$210 in CPF, or S$4,200 for a full year. At ages 30 to 34 the same income gives S$204 a month.

What is the Workfare income limit in 2026?

You must earn S$500 to S$3,000 gross in the month, and your average gross monthly income over the past 12 months must not exceed S$3,000. The cap was raised from S$2,500 to S$3,000 from Work Year 2025.

When is Workfare paid?

Employees and platform workers are paid monthly: for work done in January, the cash goes to your PayNow-linked bank account by the end of March, or by GovCash in the first week of April. Self-employed persons are paid once a year, by end April if income is declared and MediSave paid by 31 March.

How much Workfare do self-employed persons get?

Two-thirds of the employee amount: up to S$1,633 a year at ages 30 to 34 and up to S$3,267 at 60 and above. 10% is paid in cash and 90% goes into MediSave.

Do I need to apply for Workfare?

No. Employees and platform workers are assessed automatically each month from CPF contributions, and self-employed persons once they declare their income and pay MediSave. You just need to meet the age, income, home and spouse criteria.