# Zakat Calculator Singapore: Savings, Gold, Shares and Fitrah

Calculate zakat on savings, gold and shares at 2.5% using the MUIS nisab (S$15,584 for October 2026), and zakat fitrah at the MUIS 2026 rates of S$5 or S$8.

Interactive tool: https://lookup.sg/tools/zakat-calculator

## How this works
Zakat on wealth is due when what you own reaches the nisab and you have held it for a haul of one Hijri year (355 days). MUIS sets the nisab each month as the value of 86 grams of gold; for October 2026 it is S$15,584. The nisab field is editable, so you can use the figure for the month your haul ends, from zakat.sg.

Following the MUIS guides: zakat on savings is 2.5% of the lowest balance held during the haul (for several accounts, the lowest combined balance at a single point in time). Zakat on gold not worn (bars, bullion, investment jewellery) is 2.5% of its value when the total reaches 86 grams; jewellery worn is only zakatable if a piece reaches the uruf of 860 grams. Zakat on shares, ETFs, unit trusts and REITs is 2.5% of their market value at the end of the haul or financial year.

Zakat fitrah for Ramadan 1447H (2026) is S$5.00 per person at the normal rate or S$8.00 at the higher rate, as announced by MUIS on 16 February 2026. Fidyah is S$4.00 per day from 1 Syawal 1447H.

## FAQs
### What is the nisab for zakat in Singapore now?
The MUIS nisab for October 2026 is S$15,584, the value of 86 grams of gold. It changes every month with the gold price: it was S$15,902 in September 2026 and S$17,989 in March 2026.

### How much zakat do I pay on S$25,000 of savings?
If your lowest balance over the full haul was S$25,000 and never fell below the nisab, zakat is 2.5% of S$25,000, which is S$625. If the balance dipped below the nisab during the year, the haul restarts and nothing is due yet.

### How much is zakat fitrah in 2026?
MUIS set zakat fitrah for Ramadan 1447H (2026) at S$5.00 per person at the normal rate and S$8.00 at the higher rate. A household of four pays S$20.00 at the normal rate.

### Do I pay zakat on gold jewellery I wear?
Only if a single piece reaches the uruf of 860 grams, according to the MUIS fatwa of 9 June 2011. Gold kept as an investment is zakatable at 2.5% of its value once the total reaches 86 grams.

### How is zakat on shares calculated?
Zakat on shares is 2.5% of the market value of your shares, ETFs, unit trusts or REITs at the end of the haul (or the companies' financial year end), if the total is at or above the nisab. S$40,000 of shares means S$1,000 of zakat.

## Sources
- [MUIS (zakat.sg): Current and past nisab values](https://www.zakat.sg/current-past-nisab-values/)
- [MUIS (zakat.sg): Zakat on savings](https://www.zakat.sg/types-of-zakat/zakat-on-savings/)
- [MUIS (zakat.sg): Zakat on gold](https://www.zakat.sg/types-of-zakat/zakat-on-gold/)
- [MUIS (zakat.sg): Zakat on shares](https://www.zakat.sg/types-of-zakat/zakat-on-shares/)
- [MUIS: Zakat Fitrah rates for Ramadan 2026/1447H](https://www.muis.gov.sg/resources/media-releases/muis-removes-compounded-fidyah-requirement-and-announces-zakat-fitrah-rates-for-ramadan-2026-1447h/)

---
Source: Lookup (https://lookup.sg) · Data as of October 2026 · Listings compiled from Singapore government open data (data.gov.sg), OneMap and Overture Maps places. Free listings never show contact details; contact details appear only on Lookup Verified listings.