# NSF Pay & NS Allowance Calculator: Monthly Pay by Rank and Vocation

Work out NSF pay by rank and vocation for SAF, SPF and SCDF at the rates from 1 July 2025, your total NS allowance over 2 years, and NSman Service Pay and make-up pay.

Interactive tool: https://lookup.sg/tools/ns-allowance-calculator

## How this works
Your monthly NS allowance is your rank allowance plus your vocation allowance, at the rates in force since 1 July 2025 (MINDEF and MHA raised them by S$35 to S$75 a month). Starting rank allowances are S$715 for Recruits and Privates, S$740 for Lance Corporals, S$790 for Corporals, S$835 for Corporals First Class, S$810 for Specialist Cadets, S$1,055 for Third Sergeants, S$1,160 for Second Sergeants, S$1,235 for First Sergeants, S$1,010 for Officer Cadets, S$1,265 for Second Lieutenants and S$1,455 for Lieutenants. SPF and SCDF ranks map to the same amounts (for example, SPF Sergeant 1 is paid as a Third Sergeant).

Vocation allowance is S$75 for service and technical vocations (the minimum every national serviceman gets), S$225 for other combatants, S$300 for aircrew, armour, guards, infantry, frontline medics and seagoing vocations, and S$500 for commandos, naval divers and CBRD or EOD specialists. NSFs also get a 5% increment for every 12 months served in the same rank, which the 2-year total applies to the rank allowance.

The 2-year total multiplies each rank's allowance by the months you spend in it. The example paths are illustrations: set the months to match your own promotion dates. As an NSman, Service Pay equals your NS allowance with a floor of S$1,600 a month (base NS Pay), and Make-Up Pay covers the gap to your civilian income, both pro-rated to the activity.

## FAQs
### How much is NSF pay in 2026?
From S$790 a month for a Recruit or Private (S$715 rank allowance plus the S$75 minimum vocation allowance) to S$1,530 for a Lieutenant. A Corporal gets S$865, a Third Sergeant S$1,130 and a Second Lieutenant S$1,340 before any higher vocation allowance. These rates have applied since 1 July 2025.

### How much is the vocation allowance for combat roles?
S$225 a month for most combatants, S$300 for infantry, armour, guards, aircrew, frontline medics and seagoing vocations, and S$500 for commandos, naval divers and CBRD or EOD vocations. So a Corporal naval diver gets S$790 + S$500 = S$1,290 a month.

### How much will I earn over 2 years of NS?
An infantry enlistee who spends 3 months as a Recruit, 9 as a Private, 6 as a Lance Corporal and 6 as a Corporal earns about S$24,285 in total. An infantry specialist (3 months Recruit, 6 months Specialist Cadet, 15 months Third Sergeant) earns about S$29,513, including the 5% increment after 12 months as a 3SG.

### What is NSman make-up pay?
When you attend in-camp training, you get Service Pay (your NS allowance, at least S$1,600 a month) plus Make-Up Pay for the difference up to your civilian income, both pro-rated to the days. On a S$4,500 civilian salary, that is S$1,600 Service Pay and S$2,900 Make-Up Pay at the monthly rate for an enlistee rank.

## Sources
- [OneNS: NS Allowance (rank and vocation allowance)](https://www.ns.gov.sg/web/profiles/nsf/impt-full-time-ns-info)
- [MINDEF: Updates to Initiatives for NSFs and NSmen (3 Mar 2025), NS allowance from 1 July 2025](https://www.mindef.gov.sg/news-and-events/latest-releases/03mar25_fs3)
- [MINDEF: Revision of National Service Allowance (29 May 2023), 5% increment](https://www.mindef.gov.sg/news-and-events/latest-releases/29may23_nr)
- [OneNS: NS Pay for NSmen (Service Pay and Make-Up Pay)](https://www.ns.gov.sg/web/profiles/nsman/nspay)

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Source: Lookup (https://lookup.sg) · Data as of October 2026 · Listings compiled from Singapore government open data (data.gov.sg), OneMap and Overture Maps places. Free listings never show contact details; contact details appear only on Lookup Verified listings.
