# Baby Bonus Calculator: What You Get Under the SG Child Support Package

See every government payout for a Singapore Citizen child by birth date and birth order: Baby Bonus or Baby Gift, Child Credits, CDA grants, MediSave and PSEA.

Interactive tool: https://lookup.sg/tools/baby-bonus-calculator

## How this works
The SG Child Support Package, announced at the National Day Rally 2026, replaces the Baby Bonus and Large Families schemes from 1 April 2027. A Singapore Citizen child born on or after that date gets the same support whatever the birth order: a S$10,000 Baby Gift in two tranches within 12 months of birth, S$2,000 Child Credits every year from the year the child turns 1 to the year they turn 16 (S$32,000), a S$5,000 CDA First Step Grant, up to S$5,000 of dollar-for-dollar CDA co-matching, and a S$10,000 top-up to the Post-Secondary Education Account (PSEA) in the year the child turns 17. The existing S$5,000 MediSave Grant for Newborns comes on top.

Children born from 14 February 2023 to 31 March 2027 keep receiving Baby Bonus Cash Gift payouts (S$11,000 for a first or second child, S$13,000 for a third or later, paid every six months) until 31 March 2027. If the total received by then is under S$10,000, it is topped up to S$10,000 by 30 April 2027. This calculator counts the tranches due by 31 March 2027 on the standard schedule: S$3,000 at birth, S$1,500 at 6 and 12 months, S$1,000 at 18 months and S$400 every six months from age 2 (S$4,000, S$2,000, S$2,000 and S$1,000 for third and later children). They also get Child Credits for every year they turn 1 to 16 from 2026, and the PSEA top-up.

CDA co-matching caps for children born before April 2027 stay at S$4,000 (first child), S$7,000 (second), S$9,000 (third and fourth) and S$15,000 (fifth and later) for savings made until 30 September 2027; all caps become S$5,000 from 1 October 2027. Third and later children born from 18 February 2025 also received the Large Families Scheme: a S$10,000 First Step Grant, a S$5,000 Large Family MediSave Grant and S$1,000 LifeSG credits a year, which stop after 2026.

## FAQs
### How much does the government give for a baby born in 2027?
Up to S$67,000 for a Singapore Citizen child born on or after 1 April 2027: S$10,000 Baby Gift, S$32,000 in Child Credits, S$5,000 CDA First Step Grant, up to S$5,000 CDA co-matching, S$5,000 MediSave Grant and a S$10,000 PSEA top-up at 17. The amount is the same for every child, whatever the birth order.

### What happens to the Baby Bonus for my child born in 2025?
Cash Gift payouts continue until 31 March 2027, then a top-up brings the total to S$10,000 by 30 April 2027. A first child born in June 2025 receives S$7,000 by then plus a S$3,000 top-up, then S$2,000 Child Credits every year from 2026 to 2041, a total of up to S$67,000 with the CDA, MediSave and PSEA.

### How much are Child Credits?
S$2,000 a year for each Singapore Citizen child, from the year they turn 1 to the year they turn 16, up to S$32,000. Children who turn 1 to 16 in 2026 get their first credit by 30 April 2027; after that it is paid on the child's birthday.

### What is the CDA co-matching cap?
S$5,000 for children born on or after 1 April 2027, matched dollar for dollar. For children born earlier, the old caps (S$4,000 to S$15,000 by birth order) apply to savings until 30 September 2027, and every cap becomes S$5,000 from 1 October 2027.

### Do third children still get more?
Only if born before 1 April 2027. A third child born from 18 February 2025 gets a S$10,000 First Step Grant and a S$5,000 Large Family MediSave Grant. For births from April 2027 the package is the same for every child; the Government has said additional support for large families will be announced later.

## Sources
- [LifeSG: SG Child Support Package](https://www.life.gov.sg/family-parenting/benefits-support/sg-child-support-package)
- [LifeSG: Baby Bonus Scheme](https://www.life.gov.sg/family-parenting/benefits-support/baby-bonus-scheme)
- [MSF: Large Families Scheme](https://msf.gov.sg/what-we-do/support-families-and-parents/article/programmes/large-families-scheme)
- [Made for Families: National Day Rally 2026 measures](https://www.madeforfamilies.gov.sg/ndr-2026-supporting-families)

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Source: Lookup (https://lookup.sg) · Data as of October 2026 · Listings compiled from Singapore government open data (data.gov.sg), OneMap and Overture Maps places. Free listings never show contact details; contact details appear only on Lookup Verified listings.
