# Amount in Words: Write a Cheque in Singapore Dollars

Convert any S$ amount into the words to write on a Singapore cheque (Dollars, Cents, Only), or any number to words in British English. Free, with a print preview.

Interactive tool: https://lookup.sg/tools/amount-in-words

## How this works
Numbers are written in British English, which Singapore uses: “and” comes after the hundreds and before a final group under 100, so 1,250 is “one thousand two hundred and fifty” and 1,050 is “one thousand and fifty”. Compound numbers take a hyphen (“thirty-five”). The tool handles amounts up to 999 trillion.

On a cheque, the amount in words ends with “Only” and must match the figures. The common Singapore wording names the dollars and then the cents: S$1,250.20 is “One Thousand Two Hundred and Fifty Dollars and Twenty Cents Only”. Invoices and bank forms often lead with the currency instead: “Singapore Dollars One Thousand Two Hundred and Fifty and Cents Twenty Only”. Cents can also be written as a fraction (“and 20/100 Only”). All three say the same amount.

Start the words at the far left of the line, write the figures close to the S$ sign, and draw a line through any space left after “Only”. Correct a mistake by cancelling it with a horizontal line and signing your full signature beside it (DBS guidance), never with correction fluid. Cheques are valid for six months from their date.

Under section 9(2) of the Bills of Exchange Act 1949, where the words and the figures differ, the sum in words is the amount payable. Banks will stop processing SGD corporate cheques from 1 January 2027, so present company cheques by 31 December 2026; personal cheques continue after that.

## FAQs
### How do I write S$1,250.20 on a cheque?
Write “One Thousand Two Hundred and Fifty Dollars and Twenty Cents Only” on the words line and “1,250.20” in the S$ box, then draw a line through the space after “Only”.

### How do I write S$1,050 in words?
“One Thousand and Fifty Dollars Only”. In British English the “and” goes before the last group under 100, so it is not “one thousand fifty”.

### Do I need to write “Only” on a Singapore cheque?
Yes. Ending the amount in words with “Only”, then ruling off the rest of the line, stops anyone adding words such as “Thousand” to raise the amount.

### How do I write cents on a cheque?
Either in words (“and Twenty Cents Only”) or as a fraction of 100 (“and 20/100 Only”). For a whole-dollar amount, end with “Dollars Only”, such as “Five Hundred Dollars Only” for S$500.

### What if the words and figures on a cheque don't match?
Under the Bills of Exchange Act 1949, s 9(2), the amount in words is the sum payable, but a mismatched cheque may be queried or returned, so make the two agree before you sign.

## Sources
- [DBS: Cheque writing and deposit guidance (amendments, six-month validity)](https://www.dbs.com.sg/personal/support/bank-cheque-depositing-cheques.html)
- [Singapore Statutes Online: Bills of Exchange Act 1949, s 9 (sum payable)](https://sso.agc.gov.sg/Act/BEA1949)
- [OCBC: SGD corporate cheque phase-out dates](https://www.ocbc.com/business-banking/smes/transactions/go-cheque-free)

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Source: Lookup (https://lookup.sg) · Data as of October 2026 · Listings compiled from Singapore government open data (data.gov.sg), OneMap and Overture Maps places. Free listings never show contact details; contact details appear only on Lookup Verified listings.
